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Care Homes

  • Our Footprint & Appetite: Elderly Homes Learning, Disability Homes, Mental Health Homes
  • Call 01883 719 789 or email us
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Why choose Towergate?

With over 40 years' experience in the care industry, we are experts in arranging essential insurance cover for a variety of care homes. Whether your client is looking to insure a single home or a whole group, or whether they specialise in adults, learning disability, physical disability, mental health or elderly care, our range of policies can meet your client's business needs.

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The Standard Cover

  • £10m Public and Products Liability cover as standard (abuse limited to £5m)
  • £1m professional indemnity, which can be increased
  • £10m Employer's Liability cover as standard
  • Business Interruption over 24 months (can be increased to 36 months)
  • Loss of registration £100k with options to increase
  • Care specific Legal Expenses with access to the Markel Law hub
  • D & O with limits up to £1m
  • Towergate Assist which is a loss assessor service for material damage claims exceeding £5,000

Our Cover and Service USP's

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We have delegated authority which makes us easy to use and our care home policies come with additional support outside of the core policy:

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Markel Law Hub - an online legal information centre Towergate Assist - to support with complicated material damage claims over £5000

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PR Crisis Management - providing support and guidance when dealing with the media in the event of a serious issue or crisis (Markel policy only)

Additional products

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Domiciliary Care

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Cyber Insurance

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Underinsurance

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